Financial Matters
School Fees For Academic Year 2025
The annual school fees payable are spread over 12 months of the academic year. Students who are admitted on or before 5th February will have to pay fees from January. Those who withdraw on or after 5th October will have to pay fees for October, November and December. The preferred mode of payment is GIRO.
Click here: Financial Matters on MOE Website
Singapore Citizen students can choose to pay the second-tier miscellaneous fees and the school autonomous fees from their Edusave account.
Please approach the school's General Office to speak with Ms Jane Loh for the Edusave Standing Order form or write to loh_yoke_cheng@moe.edu.sg.
Details on the Payment Modes of School Fees
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Interbank GIRO
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Account holders from the following banks can sign up for the GIRO scheme with MOE through eGIRO*:
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Bank of China (BOC)
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Citibank · DBS Bank or POSB
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Hongkong and Shanghai Banking Corporation Limited (HSBC)
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Industrial and Commercial Bank of China (ICBC)^
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MariBank
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Maybank
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Oversea-Chinese Banking Corporation Limited (OCBC)
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Standard Chartered Bank (SCB)
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United Overseas Bank (UOB)
^ICBC customers must use their 11-digit account number for GIRO setup
Other bank account holders will need to complete a hardcopy GIRO application form and submit the original signed form to the school. There is no need to submit a new application if students are already on GIRO. Deductions will be made on the 26th day of each month (February – December).
If the 26th day of the month is a weekend or public holiday, the deduction will happen on the next working day. The fees for January and February are combined into one bill for deduction in February, hence there will not be any deduction in January. Please ensure that there are sufficient funds in the bank account for deduction.
* Parents/Guardians pay apply for eGIRO at
MOE website (https://www.moe.gov.sg/financial-matters/fees/egiro)
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SGQR Code
Please note: The SGQR code is unique to each bill. Always use the SGQR code on the latest bill so that your payment will be updated promptly. |
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AXS Payment channels
AXS Web
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AXS Kiosks
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AXS Mobile App
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Cash / Cheque / Cashier’s Order
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Bring along the MOE bill and the exact amount for quick processing.
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Cheque or Cashier’s Order should be made payable to ‘Ministry of Education’.
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Students are to make sure that they obtain a receipt for payment of fees by cash/cheque/cashier’s order.
Singapore Citizen students can choose to pay the monthly miscellaneous fees and the school autonomous fees from their Edusave account.
Parents/guardians who wish to use the Edusave account of their daughters to pay for the fees can apply via an Edusave Standing Order form accessible at https://go.gov.sg/storderfm.
For further enquiries, please contact at email: admin_stmargaretss@moe.edu.sg
For enquiries on the payment of School Fees (MOE Bill) and School Bill, please contact Ms Jane Loh at 6466 4525.
Registration for PayNow
With the increasing digitalisation of government services, MOE would like to encourage all parents to register their children’s bank account with PayNow using the children’s BC/NRIC number. The activation of PayNow will facilitate the prompt disbursement of monies (e.g. Edusave award) for the child, and avoid delays through the filling in and processing of forms or from physical visits to banks for the deposit of cheques.
Insurance Coverage for Students
Each student is covered with a Group Personal Accident (GPA) Insurance which provides coverage when she is:
(a) in school;
b) participating in the school’s activities, or any activity related to the school, including home-based learning and blended learning, Co-curricular Activities (CCAs) and sports, regardless of the time at which such activities are conducted and whether the activity is conducted in the school, in Singapore, or elsewhere;
c) commuting from (or to) her place of residence, including a hostel, to (or from) either the school’s premises or the place where an activity covered by the GPA Insurance will be conducted, including any reasonable deviations. For the avoidance of doubt, the student’s place of residence may include a place that is not in Singapore.
All claims should be submitted as soon as possible subjected to a cap of 365 days from the date of accident.
Submission of claims can be done online via Income’s GPA portal